Guilherme Ximenes de Almeida is the CTO at Inter&Co. He played a crucial role in transforming the bank into one of the most innovative digital banks in the industry. Since joining the bank in 2015 as a technology manager, Guilherme has led several pioneering initiatives, including making Inter&Co one of the first digital banks in the Americas, the complete migration of its systems and infrastructure to cloud computing, and the creation of the first super app with an integrated marketplace. These innovations not only consolidated Inter&Co's position as a digital finance market leader but also contributed to expanding its customer base to over 30 million worldwide. The company went public and is now traded on Nasdaq with a +$2bi valuation. Before his journey at Inter&Co, Guilherme worked for one of the largest global airlines Gol Linhas Aéreas, and its rewards programs Smiles., accumulating significant experience in technology and innovation projects. He has a degree in Electrical Engineering and a post-graduate degree in Financial Management, complementing his solid technical background with a deep understanding of the financial and strategic aspects of the business.