{"id":11443,"date":"2025-02-04T21:47:13","date_gmt":"2025-02-04T21:47:13","guid":{"rendered":"https:\/\/emergeamer1dev.wpengine.com\/session\/innovation-unleashed-the-fintech-bank-convergence-in-the-digital-age\/"},"modified":"2026-02-20T18:51:26","modified_gmt":"2026-02-20T18:51:26","slug":"innovation-unleashed-the-fintech-bank-convergence-in-the-digital-age","status":"publish","type":"session","link":"https:\/\/emergeamericas.com\/es\/session\/innovation-unleashed-the-fintech-bank-convergence-in-the-digital-age\/","title":{"rendered":"Innovaci\u00f3n desatada: La convergencia fintech-banca en la era digital"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"<p>El sector de los servicios financieros est\u00e1 experimentando un cambio s\u00edsmico a medida que la convergencia de las FinTech y las entidades financieras tradicionales impulsa la aparici\u00f3n de servicios innovadores y nuevos modelos organizativos mediante esfuerzos de colaboraci\u00f3n. Esta sesi\u00f3n explorar\u00e1 el potencial transformador de estas asociaciones, centr\u00e1ndose en los \u00faltimos desarrollos colaborativos en torno a la banca abierta, el futuro de las finanzas bajo Web3, las soluciones impulsadas por IA y los retos de interoperabilidad, entre otros. Los l\u00edderes de las fintech compartir\u00e1n historias de \u00e9xito y mejores pr\u00e1cticas para construir colaboraciones exitosas. Al compartir las lecciones aprendidas sobre desajustes culturales, retos normativos, problemas de integraci\u00f3n y conflictos relacionados con la propiedad intelectual, los participantes aprender\u00e1n a evitar los escollos para que sus proyectos sean un \u00e9xito. Esta sesi\u00f3n tambi\u00e9n destacar\u00e1 el papel fundamental de la innovaci\u00f3n y la necesidad de mejorar las competencias de sus equipos para mantener una ventaja competitiva y aprovechar todo el potencial de las asociaciones entre bancos y empresas de tecnolog\u00eda financiera en la era digital actual.<\/p>","protected":false},"featured_media":0,"template":"","meta":{"_acf_changed":false,"_lmt_disableupdate":"","_lmt_disable":"","_links_to":"","_links_to_target":""},"tags":[453],"stage":[406],"topic":[390,413,392,395,410],"speaker-year":[],"class_list":["post-11443","session","type-session","status-publish","hentry","tag-453","stage-main-stage","topic-ai-quantum-computing","topic-edtech","topic-entrepreneurship-scaling","topic-fintech","topic-investment-funding"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.4 (Yoast SEO v28.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Innovation Unleashed: The Fintech-Bank Convergence in the Digital Age - eMerge Americas<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/emergeamericas.com\/es\/session\/innovation-unleashed-the-fintech-bank-convergence-in-the-digital-age\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Innovation Unleashed: The Fintech-Bank Convergence in the Digital Age\" \/>\n<meta property=\"og:description\" content=\"The financial services industry is undergoing a seismic shift as the convergence of FinTechs and traditional financial entities drives the emergence of innovative services and new organizational models through collaborative efforts. This session will explore the transformative potential of these partnerships, focusing on the latest collaborative developments around open banking, the future of finance under Web3, AI-driven solutions, and the interoperability challenges, among others. Fintech leaders will share success stories and best practices for building successful collaborations. By sharing lessons learned about cultural misalignment, regulatory challenges, integration issues, and IP-related conflicts, participants will learn how to avoid the pitfalls in order to make their projects a success. 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